As Head Of Commercial Finance,

You Will

• Own Commercial Finance Across All Products: Build and maintain the unit economics, pricing, and P&L forecasts for every Tide product in India, including payments (UPI and cards), lending, merchant acquiring, insurance, subscriptions, and new launches, managing reforecasts as market and regulatory conditions shift.
• Shape Global Commercial Planning: Work with the global commercial finance team on planning and target-setting, then be the person on the ground who turns the plan into execution, driving the business forward and rigorously measuring performance against it.
• Partner with Product & Commercial Teams: Act as a direct, data-driven partner to business leaders across every product line, framing revenue impact, pricing models, and P&L forecasts for new features and GTM strategies.
• Support Global Member Acquisition: Partner with the global acquisition team to bring the right members into Tide, sharpening CAC, payback, and channel economics for India so growth is both fast and high-quality.
• Own Costs, Margins & EBITDA: Ensure accurate costs, gross margins, and EBITDA margins across the India P&L, working closely with India business and operations teams to grow the business quickly and profitably.
• Navigate Regulatory Economics: Translate RBI circulars, guidelines, and regulatory developments across payments, lending, and insurance into direct financial impacts, mapping scenarios and recommending clear strategic positions.
• Pioneer AI-Native Finance Ops: Establish the foundational cohort definitions, documentation, and data structures necessary to transition from manual modelling to highly leveraged AI workflows.

What We Are Looking For

Tide is seeking a commercially driven financial strategist with deep domain expertise in the Indian fintech landscape and the breadth to operate as part of a global finance team. The ideal candidate will have:

• A proven track record of 10+ years in commercial finance within fintech, banking, or financial services.
• Deep knowledge of the Indian financial services ecosystem, spanning payments (UPI mechanics, card networks), lending, and insurance, plus the regulatory frameworks that shape it.
• Strong storytelling and communication skills, with the ability to make complex financial and regulatory narratives legible to global executive teams and board members.
• Comfort operating in a global role, collaborating across time zones with commercial finance, acquisition, and product teams, while staying hands-on with execution in India.
• First-principles financial modelling skills (fluency in Google Sheets or SQL preferred) along with hands-on experience using AI tools (Claude, ChatGPT) to optimise finance workflows.
• A professional qualification such as a a CFA, or a degree/MBA from a top-tier institution (IIT, IIM, ISB, or equivalent).

• Are you interested in this position?

   

  Apply by clicking on the “Apply Now” button below!

   

  #AlbionarcJobs#FintechJobs

  #AsiaJobs#MiddleEastCareers

  #TechTalent#FintechRecruitment

  #FinanceOpportunities#