• Own the detection stack. Design, implement, and continuously tune fraud prevention controls across payment channels. Build, test, and sharpen fraud rules, thresholds, velocity limits, and alerting frameworks to improve accuracy and reduce false positives.
• Drive end-to-end automation. Ensure the vast majority of fraud checks run automatically. Reduce manual intervention through effective decisioning logic and real-time controls — and know where human review is still the right call.
• Partner with Engineering and Data. Work cross-functionally to advance fraud tooling, case management, data enrichment, and predictive detection capabilities. Translate what you see in investigations into system requirements.

• Lead with data. Analyse transactional, behavioural, device, and network data to identify fraud patterns, attack vectors, and control weaknesses. Convert insights into measurable prevention outcomes, not just reports.
• Conduct complex investigations. Lead deep-dive investigations into account takeover, payment abuse, onboarding fraud, card testing, mule activity, collusion, and organised fraud networks. Use root-cause analysis to close control gaps, not just close cases.
• Own fraud rules performance. Monitor detection accuracy, false positive rates, and control effectiveness continuously. Tune and retune based on what the data shows.

• Bridge fraud and AML. Ensure key fraud indicators — account takeover signals, card testing patterns, synthetic identity, mule behaviour — are reflected in AML risk assessments and customer risk ratings. Drive FRAML integration as an operating practice, not a project.
• Own the escalation process. Maintain clear, documented processes for escalating confirmed or highly suspicious fraud cases to Compliance and the MLRO as potential predicate offenses. Provide Compliance with the technical evidence and case detail required for SAR/STR filings.
• Support regulatory obligations. Align fraud controls and escalation practices with AML obligations and the regulatory expectations of Malta-licensed entities.

• Document to regulatory standard. Ensure all investigations are fully documented with clear rationale, structured evidence, and reliable audit trails suitable for governance review, regulatory examination, and law enforcement engagement.

Manage fraud loss mitigation. Oversee chargebacks, fraud disputes, and recovery processes in partnership with Payments and Finance. Use fraud intelligence to minimise losses and improve control effectiveness.

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!

#AlbionarcJobs#FintechJobs

#AsiaJobs#MiddleEastCareers

#TechTalent#FintechRecruitment

#FinanceOpportunities#