Product Owner

Our client is seeking a Product Owner

RESPONSIBILITIES

What you will do –

Own the roadmap: Maintain the product roadmap for acquiring, payouts, FX, and risk, balancing merchant demand, commercial priority, technical debt, and regulatory obligation.
Run the backlog: Write clear, testable user stories and acceptance criteria that cover payment edge cases: declines, retries, cascading, chargebacks, partial settlements, and FX.
Ship every sprint: Lead sprint planning, refinement, and review; act as the single decision maker on scope and acceptance; track delivery and make trade offs early.
Design for the regulator: Turn licensing conditions, KYC and KYB rules, AML monitoring, data residency, and scheme requirements into product requirements for each jurisdiction, and re-scope the backlog when the rules change.
Know the verticals: Run structured discovery with regulated merchants and with acquiring and banking partners, and build market by market knowledge of local payment methods and settlement rails.
Own the integrations: Lead the product side of PSP, acquirer, and merchant integrations: API specifications, timelines, and channel configuration.
Measure what matters: Define and track approval rates, latency, settlement accuracy, onboarding time to live, and merchant retention, and use them to steer prioritisation.
Close the loop: Run launch readiness and post launch and post incident reviews, and convert every lesson into a backlog item or a process change.

Experience: 4 to 6 years in product ownership or product management, including at least 2 years shipping payments or fintech products for iGaming, Crypto, or FX merchants across international markets. This is a hard requirement.
Vertical knowledge: You understand how these merchants make money and lose it: cascading and approval rates, on and off ramp flows and settlement and margin dynamics in specific regulated industries.
Regulatory fluency: Direct experience applying licensing, KYC and KYB, AML, data residency, and card scheme rules in product design across more than one jurisdiction.
Delivery discipline: Hands on ownership of an agile backlog: writing stories, running ceremonies, and being accountable for sprint outcomes.
Technical depth: Comfortable working with engineers on API driven products and third party integrations, and able to read a sequence diagram or an API log without help.
Judgement: You say no clearly and often, and can explain a prioritisation call to a founder, a compliance officer, and an engineer in the same meeting.
Education: A bachelor degree in Business, Computer Science, Finance, or a related field preferred. CSPO, PSPO, or equivalent is a plus

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